Lochroe Pillars

If you would prefer to speak to someone then call Phil or Mark on 0845 257 7888

We believe a number of things set us apart from other brokers:

  • We provide you with an honest and transparent service  - we do not have anything to hide
  • We do not charge you a fee and we do not add a fee to the loan
  • We take our fee from the business loan or commercial loan provider. They give us a percentage of the fee that they would charge to you anyway.
  • Not only do we not charge you, we also give you up to 20% of the fee we get from the lender as cash back once the loan is complete and we receive payment.
  • We will complete an initial enquiry for you and then spend time searching the market for business loan or commercial loan providers interested in giving you the loan.
  • If we cannot find a lender willing to give you a business loan, we aim to get back to you within 48 hours of completing the initial enquiry form and tell you why.
  • We will not leave you with a secondary lender if we feel there is an opportunity to return you to mainstream lending. 
  • We will keep in touch with you and assist with returning you to mainstream as soon as possible

This page on our site is for business people who are struggling to find business loans or commercial mortgages from mainstream or High Street lenders.  Firstly, don’t worry, you are not alone, as the banks take less and less risk more businesses are finding themselves in your position. Businesses with bad credit or adverse credit histories are growing in number.

Our aim is to provide you with a fast service and to be open and honest with you at all times.  Let me start by saying we are a broker, not a lender, and this offers you a large number of advantages over dealing with a single lender at any one time.

Give us a call on 0845 257 7888 or fill in the short enquiry form on the contact us page and we will get back to you the next working day.

We are a business finance company working with businesses to look for business loans or commercial loans.  Our main focus has been on mainstream lending and we are business bankers by profession.  We are finding it more difficult to place business loans with the main banks as bad credit and CCJ’s have become more common.  A bad credit or adverse credit history can happen with a simple missed payment or a returned cheque in the bank.  This can have a devastating affect as business loans or commercial mortgages can become very hard to find.

That is why the secondary lending market exists.  They specialise in business finance by providing business loans or commercial loans for people with bad credit or adverse credit histories.  They all provide borrowing against land or property but can provide business cash advances or business loans.  Lochroe have worked with businesses for a number of years to raise small business loans, business loans and commercial loans.  We have the reputation of being professional and transparent.  We believe this means we are an excellent partner for businesses with bad credit or adverse credit to find the right business finance for you.